AUTO FINANCING AT LEBADA MOTORS
Whether you have excellent credit, are rebuilding your credit, or have had a few bumps along the way, our team can help you explore your vehicle financing options.
Lebada Motors works with a network of approximately 15 lenders, giving our financing team the ability to look for options that fit different credit histories, budgets and circumstances.
No judgment. No commissioned sales pressure. Just help understanding your options.
Life happens, and a credit report doesn't always tell the whole story. Our financing team works with customers across a wide range of credit situations.
Whether you're rebuilding after a financial setback, establishing credit for the first time, or simply looking for competitive financing for your next vehicle, we'll help you understand the options that may be available.
Past missed payments or credit challenges don't mean buying a vehicle is off the table.
A consumer proposal can change your financing options, but it doesn't necessarily prevent you from financing a vehicle.
Past or current bankruptcy can make vehicle financing more complicated. Our team can help you understand what options may be available based on your circumstances.
Just starting to establish credit? We'll help you understand what lenders may look for when financing your first vehicle.
Building a Canadian credit history takes time. We work with financing options designed for customers who are newer to Canada.
our financing options can depend on much more than a credit score.
Income, credit history, existing debt, down payment, the vehicle you choose and many other factors can influence the financing available to you.
Lebada Motors works with an extensive network of lenders rather than relying on a single financing source.
That gives our financing team the ability to explore multiple options and help find a financing solution suited to your individual circumstances.
Our team regularly works with customers rebuilding credit or dealing with previous financial difficulties.
Tell Us About Yourself
Complete our short online financing form to give our team enough information to start the conversation.
We Explore Your Options
Our financing team reviews your situation and works with our lender network to determine which financing options may be appropriate.
Find the Right Vehicle
Once we understand your financing situation and budget, we can help you find a vehicle from our inventory that makes sense for you.
Review Before You Decide
We'll explain the financing terms and vehicle options so you can decide whether they're right for you.
Getting approved for a vehicle loan isn't very helpful if the vehicle itself isn't right for you.
Lebada Motors carries approximately 150 used cars, SUVs and trucks and sources vehicles from trusted channels, with extended access to exclusive wholesale vehicles to suit your needs. Our vehicles go through reconditioning and certification standards designed to give our customers greater confidence in what they're buying.
We also offer warranty options that can provide additional protection after you leave the dealership.
Can I finance a vehicle with bad credit?
Having less-than-perfect credit doesn't automatically prevent you from financing a vehicle. Lenders consider several factors when reviewing an application, including income, existing obligations, credit history, down payment and the vehicle being financed. Available rates and terms will depend on your individual situation.
Can I get car financing while in a consumer proposal?
Financing may be possible during or after a consumer proposal, but your available options will depend on your circumstances. Our financing team works with customers who have consumer proposals and can help explain what information lenders may require.
Can I finance a vehicle after bankruptcy?
A bankruptcy doesn't necessarily prevent you from financing a vehicle. Timing, income, credit history since the bankruptcy and other factors can affect lender decisions and the financing terms available.
Do I need a down payment?
Not every financing situation requires the same down payment. Whether one is required, and how much, can depend on the lender, your credit profile, the vehicle and the overall structure of the loan.
Does applying affect my credit score?
A formal credit application may involve a credit inquiry. Before submitting information, our team can explain the financing process and what may be required to evaluate your options.
What documents might I need?
Requirements vary by lender and financing situation. You may be asked for identification, proof of income, proof of residence or other supporting documentation. Our team will tell you what's required for your application.
Can I trade in a vehicle that I still owe money on?
Potentially. We'll determine your vehicle's trade value and the remaining balance on your existing loan. That information can then be considered when structuring your next purchase and financing.
You don't need to know your credit score, choose a vehicle or figure everything out before contacting us.
Tell us a little about yourself and our team can help you understand the next step.
Explore Your Financing Options
Serving Cambridge, Kitchener-Waterloo and vehicle buyers throughout Southern Ontario.
