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Secure a Used Car Financing Approval in Minutes!

Features
- Easy Online Application
- All Credits Welcome
- $0 Down Payment Options
- Lock-In Discounted APR Now
- Lowest Monthly Payments
- Get the Best Auto Loan Rates in the region
- Instant Approval Process
- Time Limited Exclusive Rates
- Highest Customer Satisfaction Rate
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Easy Online Application
Apply online in minutes with our fast, easy, and hassle-free application process!

$0 Down Payment Options
Take advantage of $0 down payment options and drive away without paying upfront!

Lowest Monthly Payments
Get the car you love with the lowest monthly payments tailored to your budget!
FAQ
How much should I put down for a used car loan?
Down payment is not required to get approved, but can help your chances by showing you are invested in the purchase. A down payment of 10-20% of the car’s price is considered a good investment. A larger down payment can reduce your monthly payments and total interest.
Can I finance a used car with bad credit or no credit?
Yes, many lenders offer options for bad or no credit. Our team works with our extensive lender network for find the best options for your personal situation.
What are the interest rates for used car loans?
Currently interest rates range from 6% to 25%, depending on your credit score, loan term, and vehicle age. If you’re looking for the best used car loans, we can help you get the best deals!
What credit score do I need to finance a used car?
For the best possible interest rates, 650+ is ideal, but financing options are available for all credit scores with a bit of additional documentation.
What loan terms are available for used car financing?
With our lender network, all loans are open clients can make additional payments at any time with no fees or penalties.
How can I get pre-approved for a used car loan?
Pre-approval can be done online or in person with banks, credit unions, or dealerships. You’ll need personal information, proof of income, and employment details.
Can I use my current car as a trade-in?
Yes! Trade-ins can be applied as a down payment, and the value will reduce the amount you need to finance.
Are there any hidden fees in used car financing?
At Lebada Motors, we pride ourselves on being completely transparent. There are no hidden fees when you finance with us. Any applicable charges, such as loan origination or optional warranties, will be clearly explained upfront so you can make an informed decision.
Can I refinance my used car loan later?
Yes, refinancing is possible if your credit improves or interest rates drop, potentially lowering your monthly payment or interest costs. An auto loan is a fantastic way to improve your credit score.
How do I know how much I can afford?
The easiest way is to set up a no-obligation pre-approval to find out what the banks can offer you. Financing a second-hand car has never been easier with flexible terms and transparent processes!